High Risk

Life Insurance Approval with a Defibrillator

Heart conditions, no matter how minor, will have a profound impact on your life insurance approval odds. Near the top of the list, irregular heartbeats are one of the most delicate conditions for insurers to consider.  And while those with pacemakers feel the weight of their condition in their monthly premiums, individuals with defibrillators face…
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High-Risk Life Insurance for High-Risk Individuals

Have you ever filled out information for life insurance only to find the premium is larger than the quote? Well, your insurance company may consider you a high-risk individual.  Insurance companies ask you numerous questions about your health and lifestyle. This is all to determine whether you require high-risk life insurance.  Commonly, a higher-priced insurance…
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Life Insurance for Cancer Survivors

If you’re a cancer survivor, finding an affordable life insurance plan can be challenging. Here are tips to help you through the process. Receiving a cancer diagnosis is stressful, and it can sometimes be traumatic. You might feel like you’re living in a nightmare you can’t wake up from. The bad news means intensive medical…
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Life Insurance Approval With an Irregular Heartbeat

Getting life insurance approval with an irregular heartbeat can seem impossible. Here’s what you should know about getting a policy. When shopping for life insurance, your health status means a lot. Underwriters want to cover low-risk individuals, so those with specific health conditions may get denied for most policies.  Typically, heart problems can be considered…
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Life Insurance with Congestive Heart Failure

Getting life insurance with Congestive Heart Failure can be difficult – but it’s not impossible. We can help you find the right policy. If you suffer from heart problems, then you probably already know the statistics: congestive heart failure is one of the most common chronic health problems that Americans suffer from. It is estimated…
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Life Insurance for People with HIV

People with HIV might find it hard to get life insurance, but it’s not impossible. Learn about life insurance for people with HIV. It wasn’t many years ago that HIV was treated as a death sentence. For most people who contracted the disease, it was just a matter of time before more and more serious…
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Life Insurance Approval With Prostate Cancer

Prostate cancer is common among older men, it isn’t as lethal as other diseases. Learn to get life insurance approval with prostate cancer. Life Insurance Approval With Prostate Cancer According to the American Cancer Society, around one in eight men will have prostate cancer at some point during their lives. In 2021, the Society estimates…
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Life Insurance Approval with Heart Disease

Finding a policy with heart disease can be challenging. Here’s what you need to know about getting life insurance approval with heart disease. According to a 2018 study from the Centers for Disease Control and Prevention (CDC), one person in the United States dies from heart disease every 36 seconds, making it the leading cause…
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Life Insurance with Kidney Problems

If you’re living with kidney problems, you may be worried about qualifying for life insurance. It’s an understandable concern. Depending on what sort of condition you have and what stage it’s at, you could be deemed uninsurable. That’s not the news you want to hear, but it’s an unfortunate truth. However, many factors affect whether…
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