What is a Second-to-Die Life Insurance Policy?

A second-to-die life plan can solve several problems in estate planning. Learn what is a second-to-die life insurance policy and how it works. Married couples commonly choose a single coverage plan to protect their loved ones when they die. Choosing from individual or joint plans, this primary insurance is expected to cover any ensuing financial…
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What is Business Life Insurance?

Life insurance is purchased primarily as a means to keep your immediate family safe in the event of your death. However, as a business owner, you take on a whole new group of dependents outside of your family. Employees, stakeholders, and operations can be subject to serious upheaval if you pass away.  When your business…
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Life Insurance Approval With an Irregular Heartbeat

Getting life insurance approval with an irregular heartbeat can seem impossible. Here’s what you should know about getting a policy. When shopping for life insurance, your health status means a lot. Underwriters want to cover low-risk individuals, so those with specific health conditions may get denied for most policies.  Typically, heart problems can be considered…
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Life Insurance with Congestive Heart Failure

Getting life insurance with Congestive Heart Failure can be difficult – but it’s not impossible. We can help you find the right policy. If you suffer from heart problems, then you probably already know the statistics: congestive heart failure is one of the most common chronic health problems that Americans suffer from. It is estimated…
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Life Insurance for People with HIV

People with HIV might find it hard to get life insurance, but it’s not impossible. Learn about life insurance for people with HIV. It wasn’t many years ago that HIV was treated as a death sentence. For most people who contracted the disease, it was just a matter of time before more and more serious…
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Life Insurance for Young Adults

Life insurance is often a low priority for young adults. In your 20s and 30s, the safety net for those “what if” moments feel best left for that distant space way over the hill and out of sight. When you are single, child-free and in relatively good health, the value can seem virtually non-existent. Feelings…
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Life Insurance With Pre-Existing Conditions

Even though life insurance is a valuable asset to have when estate planning, it can be challenging to obtain for those with pre-existing medical conditions.  Since life insurance is the only type of coverage that pays attention to your health and welfare, having any medical problems can prohibit you from getting the best policies.  That…
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Nationwide Life Insurance Review

Check out our latest Nationwide Life Insurance review to learn more about getting a life insurance policy. Nationwide has become one of the largest insurance and financial services companies in the world – but how did they get there?  Nationwide started as Farm Bureau Mutual Automobile Insurance Company, selling their first policy in 1926. The…
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How Should You Buy Long-Term Care Insurance

When it comes to insurance, most options are abundant and relatively affordable. Whether you want to protect your home, car, or other assets, all you have to do is get a policy and pay your monthly premiums.  With long-term care insurance, however, the process is a bit more complicated. While this type of coverage can…
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