Welcome to the NextGen Life Insurance Blog

To get straight to the point, the answer is yes you can get life insurance if you have a pacemaker. But, there’s much more to the story, so please keep reading. If you look back just a few decades, the response to this question was a “hard” no. However, technology has improved to the degree.. More

You’ve done all the work – figured out how much life insurance you need, the type of product that best fits your situation, and you know what to do once the policy is issued. But what about the in-between; the part that happens once you zero in on the policy type and amount, and before.. More

In 2017, LIMRA Market Research revealed that 61% of new life insurance policies were Permanent while Term made up the rest at 39%. This was rather surprising to some considering people have been favoring Term life insurance over Permanent for the last few decades, mainly because it’s cheaper. So what could have swayed people’s decisions.. More

The American Diabetes Association revealed that in 2015, approximately 30.3 million Americans (9.4% of the total population), had diabetes. Each year, an additional 1.5 million individuals are diagnosed with it. One of the most oft-asked question among diabetics is this: Can I get life insurance if I have diabetes? Here’s the short answer: Yes, you.. More

Getting a free life insurance quote is no different from getting a sample estimate for any other type of purchase. Whether it’s a buying a new car or house, hiring a professional, or shopping for a new gadget, getting a quote is important because it allows you to gauge an item or service’s worth in.. More

So you’ve finally decided to get a life insurance. Congrats! It’s the first step towards securing a financially-stable future for your loved ones. But before you go ahead and look around at your options, it’s best to know what getting a life insurance entails and how the whole process works – and that includes some.. More

Let’s cut straight to the big question: Can I get life insurance if I’m overweight? Here’s the answer: It depends. Some insurance companies might find your weight to be a big enough factor to consider not approving you for insurance. But, it’s not necessarily because of the weight per se, but rather, the potential health.. More

“Life Insurance that’s actually simple.” That’s the promise of Haven Life. In today’s fast-paced world, the traditional way of getting a life insurance policy seems like a massive undertaking. Haven Life is one of the fastest rising players in the Insurtech niche. To the unfamiliar, “Insurtech” essentially refers to an industry wherein companies employ technology.. More

You’ve come to the right place for a Ladder and the life insurance they provide. We cover the pros and cons so you can make the best decision for you and your family. Let’s get started. Here’s one reason why some Americans don’t bother getting a life insurance: The whole process is usually one long.. More