Welcome to the NextGen Life Insurance Blog

When it comes to matters of the heart, people are understandably concerned with their chances of getting life insurance with an irregular heartbeat. Some conditions are considered mild and of no concern, while others are very serious and could get you denied. Having an irregular heartbeat, or arrhythmia, does not mean you will be denied.. More

Getting insurance for people with heart problems is significantly more difficult compared to those on a better health class rating simply because of the higher health risk involved. What are your chances of getting life insurance approval with a defibrillator (ICD) or pacemaker installed? Here’s the quick answer: You can still get approved for life.. More

When you are diagnosed with a health condition, especially one related to the heart, it can cause you to panic if you’re trying to find life insurance with an atrioventricular block. Finding the right life insurance policy, going through the application process, and getting approved can seem overwhelming. Let us calm your fears and help.. More

The cash value in life insurance, whether it’s whole life, variable, or universal life, is one of the main reasons why premiums are higher in this type when compared to term life insurance. See, in term life insurance, you only pay for the actual death benefit and nothing else. Permanent life insurance, on the other.. More

For most adults in America, purchasing your first home or finally purchasing your “dream” is usually a life-changing experience. Even though most home buyers must agree to a 15-year or 30-year mound of debt, they know that having a safe and comfortable home in a well-kept neighborhood is the American dream. Let’s face it, for.. More

Some people think that once they are diagnosed with thrombocytopenia or any disease, it automatically disqualifies them for life insurance. They give up before they even try, wrongly assuming that the company will take one look at their application and stamp it with a big red DENIED! If you’re one of those people, we hope.. More

Each year, 600,000 people die in the US because of heart disease, according to the Center for Disease Control and Prevention. It’s the number one cause of death in America, with 1 out of every 4 deaths being linked to a certain heart or cardiovascular disease. Based on these figures alone, it’s quite easy to.. More

Have you been diagnosed with iron deficiency anemia and wonder how that affects getting a life insurance policy? Have you been diagnosed with iron deficiency anemia and wonder how that affects getting a life insurance policy? You are not alone. There are over 400 kinds of anemia and it affects over 3.5 million people just.. More

Don’t let the title fool you—by “cheap”, I mean the best value life insurance for your money. In this article, we’ll take a look at the most affordable selection of life insurance companies and their offerings for 2019. The Cheapest Life Insurance: Term Life When going with the most affordable option, we simply have to.. More