Welcome to the NextGen Life Insurance Blog

In 2017, LIMRA Market Research revealed that 61% of new life insurance policies were Permanent while Term made up the rest at 39%. This was rather surprising to some considering people have been favoring Term life insurance over Permanent for the last few decades, mainly because it’s cheaper. So what could have swayed people’s decisions.. More

The American Diabetes Association revealed that in 2015, approximately 30.3 million Americans (9.4% of the total population), had diabetes. Each year, an additional 1.5 million individuals are diagnosed with it. One of the most oft-asked question among diabetics is this: Can I get life insurance if I have diabetes? Here’s the short answer: Yes, you.. More

Getting a free life insurance quote is no different from getting a sample estimate for any other type of purchase. Whether it’s a buying a new car or house, hiring a professional, or shopping for a new gadget, getting a quote is important because it allows you to gauge an item or service’s worth in.. More

So you’ve finally decided to get a life insurance. Congrats! It’s the first step towards securing a financially-stable future for your loved ones. But before you go ahead and look around at your options, it’s best to know what getting a life insurance entails and how the whole process works – and that includes some.. More

Let’s cut straight to the big question: Can I get life insurance if I’m overweight? Here’s the answer: It depends. Some insurance companies might find your weight to be a big enough factor to consider not approving you for insurance. But, it’s not necessarily because of the weight per se, but rather, the potential health.. More

“Life Insurance that’s actually simple.” That’s the promise of Haven Life. In today’s fast-paced world, the traditional way of getting a life insurance policy seems like a massive undertaking. Haven Life is one of the fastest rising players in the Insurtech niche. To the unfamiliar, “Insurtech” essentially refers to an industry wherein companies employ technology.. More

You’ve come to the right place for a Ladder and the life insurance they provide. We cover the pros and cons so you can make the best decision for you and your family. Let’s get started. Here’s one reason why some Americans don’t bother getting a life insurance: The whole process is usually one long.. More

“How much life insurance do I need?” Are you in the market for life insurance? Have you ever asked yourself “How much life insurance do I need?” If you answered yes to both of these questions, then this super simple infographic is just for you. Let’s face it, the whole concept of life insurance can.. More

If you’re in the market for life insurance or think you might be, you probably have some questions. And, let’s face it, talking about life insurance isn’t exactly the most exciting thing in the world. However, it’s a big financial decision which does require some time and effort in order to fully understand how it.. More