Welcome to the NextGen Life Insurance Blog

You may be reading this article because you just went to the doctor and found out you have high cholesterol and now you’re wondering if you can still get life insurance. Or, maybe you already knew you had high cholesterol and now you want to know how that will affect your odds of getting life.. More

So, how did AARP Life Insurance come about? Let me quickly share with you their story. The American Association of Retired Persons, more commonly known as AARP, was founded in 1958 by Dr. Ethel Percy Andrus with a vision to help retired teachers get life insurance. She went on to build benefit programs, mail-order pharmacy.. More

If you’ve found this page, then that means you or someone you love has high blood pressure and you’re worried about your (or their) chances of getting life insurance. If so, then you are in luck. We are here to tell you that not only CAN you get life insurance with high blood pressure, but.. More

You may have seen the commercials or gotten information in the mail about “no exam” or guaranteed issue life insurance and wondered if it was true. Can you really get life insurance with no health questions and an easy application process? The short answer is: Yes. There are two types of life insurance that allow.. More

So, how did Banner Life Insurance come about? Let me quickly share with you their story. Chartered in 1949, Banner Life was originally launched as Government Employees Life Insurance (GELICO). In 1981 they got acquired by Legal & General as a wholly-owned subsidiary. Two years later, the name was changed to Banner. It acquired William.. More

If you (or your spouse) has been diagnosed with cervical cancer recently or in the past, you may be wondering if you are eligible to get life insurance. The short answer: Yes! Of course, there are specific limitations. For instance, if you were recently diagnosed and haven’t gone through treatment yet, you will be denied.. More

Choosing a life insurance policy can be overwhelming. With dozens of providers out there plus numerous insurance products to pick from, it can be daunting. If you have zero knowledge when it comes to life insurance, the first question should be—do I need life insurance? If you’re the primary provider or have significant debts that.. More

When it comes to matters of the heart, people are understandably concerned with their chances of getting life insurance with an irregular heartbeat. Some conditions are considered mild and of no concern, while others are very serious and could get you denied. Having an irregular heartbeat, or arrhythmia, does not mean you will be denied.. More

Getting insurance for people with heart problems is significantly more difficult compared to those on a better health class rating simply because of the higher health risk involved. What are your chances of getting life insurance approval with a defibrillator (ICD) or pacemaker installed? Here’s the quick answer: You can still get approved for life.. More