Welcome to the NextGen Life Insurance Blog

Now that you’ve done your research, you know what type of life insurance you need, how much coverage is sufficient, and what questions will be asked, you’re on your way to get the policy that’s right for you. You may have even started reading reviews of life insurance companies, to help you decide which company.. More

Are you looking for a cheap life insurance policy in 2019? If so, you’ve come to the right place. Technology has made it faster and easier to get multiple quotes from various carriers. Just input a few pieces of information and in just a few minutes you will be reviewing and comparing quotes. Previously, you.. More

When researching for the best type of life insurance policy to purchase, have you come across terms like “fully underwritten”, “medical exam”, “guaranteed issue”, “no exam life insurance” and maybe even “simplified issue”? Confused and not really sure what they mean and how they affect which life insurance policy is right for you? One thing.. More

There’s no “one size fits all” solution when it comes to life insurance. Some prefer the less expensive and straightforward appeal of term coverage. Others utilize their policies both as lifetime guaranteed protection and see the cash value as an additional way of investing and saving money. If you think like the latter and see.. More

Purchasing life insurance is an important step towards safeguarding your family’s long term financial security. Once you have decided to purchase a life insurance policy, it’s now time to choose the right plan for your financial situation. In this piece, we look at whole life insurance versus. The first decision that you will need to.. More

Have you recently suffered a heart attack or been diagnosed with a heart condition? If so, you may think that getting a life insurance policy when you have a heart condition is virtually impossible. Even with the potential unstableness of your ticker, you would be surprised at the options that are available (even if you.. More

To get straight to the point, the answer is yes you can get life insurance if you have a pacemaker. But, there’s much more to the story, so please keep reading. If you look back just a few decades, the response to this question was a “hard” no. However, technology has improved to the degree.. More

You’ve done all the work – figured out how much life insurance you need, the type of product that best fits your situation, and you know what to do once the policy is issued. But what about the in-between; the part that happens once you zero in on the policy type and amount, and before.. More

In 2017, LIMRA Market Research revealed that 61% of new life insurance policies were Permanent while Term made up the rest at 39%. This was rather surprising to some considering people have been favoring Term life insurance over Permanent for the last few decades, mainly because it’s cheaper. So what could have swayed people’s decisions.. More