Term Life Insurance for Marijuana Users

As of 2019, more than half of the total US population support the legalization of marijuana. A total of 33 states have given their approval for its medicinal use. There are 10 states where marijuana is legal both for recreational and medicinal use, while 13 states had it decriminalized.  But even with all this progress…
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Whole Life Insurance – When Should You Purchase?

When it comes to life insurance, timing is crucial. However, since nobody really knows how long they’ll live, there’s no universal right answer when it comes to the question, “When should I purchase life insurance?”  It all boils down to the person’s situation, needs and preferences. One person might be purchasing life insurance for the…
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What is a Life Insurance Beneficiary?

Life insurance is a valuable tool to protect your loved ones financially once you’re gone. However, while there are several elements to pay attention to when filling out a life insurance policy, one of the most valuable components is the life insurance beneficiary.  Today, we want to take a deep dive into life insurance beneficiaries…
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Guaranteed Acceptance Life Insurance – How Does it Work?

Have you wondered what Guaranteed Acceptance Life Insurance entails and how it might work for you? This article will give you the information you need and compare it with other policies. When it comes to life insurance, there’s no one-size-fits-all solution. Some people are generally healthier than others which translates to better chances of cheaper…
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Life Insurance with Obsessive Compulsive Disorder (OCD)

Millions of men and women all over the world suffer from obsessive compulsive disorder (OCD), a mental disorder characterised by a continuous reoccurrence of harmful thoughts, and/or a powerful urge to perform certain seemingly inconsequential actions and rituals. Having OCD is enough of a struggle, but trying to get life insurance while suffering from this…
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Finding An Affordable Burial Insurance Policy

Have you considered finding a burial insurance policy? This article will help you understand what a burial policy entails and how to find an affordable policy. Out of US adults who have a life insurance policy surveyed by LIMRA in 2018, the majority admitted to not having enough burial coverage. These same people are probably…
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Life Insurance Policies for People Over 50

Are you over the age of 50 and looking to find the best life insurance policy? Read on for some information on how people over the age of 50 can find the best rates. Research conducted by AARP a few years ago revealed that more than 108 million US residents are over 50, with an…
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Life Insurance for Cancer Patients

If you’re diagnosed with cancer, then it can be more than a little overwhelming at first. Everything in your life can either seem trivial or far more important now, which can help you assess what matters most to you.  Regardless of the situation, buying life insurance is a smart move, particularly because you want to…
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Life Insurance with a Heart Murmur

Heart murmurs are not talked about all that frequently compared to some more frightening diseases such as pancreatitis or sarcoidosis. However, life insurance companies know about them all too well. A heart murmur often means nothing, though it can be a sign of something more serious, such as a damaged heart valve.  If the latter…
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