All Posts By NextGen Life Insurance and Clint Haynes, CFP
Clint Haynes is a Certified Financial Planner® (CFP) and Licensed Insurance Agent. Clint is also founder of both NextGen Wealth and NextGen Life Insurance. He has a passion for helping people make the right choices when it comes to choosing the best life insurance policy.

Divorce and Life Insurance: What You Must Know

To ensure you and your children are protected, here are our tips and advice on divorce and life insurance: what you must know Divorce is always complicated, and emotions are likely running high. The impact getting a divorce will have on your life insurance policy probably isn’t at the top of your list of concerns…
Read More

Funding a Buy-Sell Agreement With Life Insurance

If you’re a business owner, you’ve spent countless hours growing and developing your company. Part of good business planning is preparing for all eventualities, including the unexpected death or departure of you or one of your business partners. That’s where a buy-sell agreement comes into play.  What a Buy-Sell Agreement Entails Buy-sell agreements go by…
Read More

Life Insurance Approval with Heart Disease

Finding a policy with heart disease can be challenging. Here’s what you need to know about getting life insurance approval with heart disease. According to a 2018 study from the Centers for Disease Control and Prevention (CDC), one person in the United States dies from heart disease every 36 seconds, making it the leading cause…
Read More

How to Choose Your Life Insurance Beneficiary

No one wants to think about choosing a life insurance beneficiary. How do you make that kind of decision? If you have term life insurance, it may seem pointless to agonize over something that might not even happen. Even if you have whole life insurance, which means the policy is good for as long as…
Read More

Life Insurance with Kidney Problems

If you’re living with kidney problems, you may be worried about qualifying for life insurance. It’s an understandable concern. Depending on what sort of condition you have and what stage it’s at, you could be deemed uninsurable. That’s not the news you want to hear, but it’s an unfortunate truth. However, many factors affect whether…
Read More

How to Buy Life Insurance Online

Buying life insurance is a big step and one that you should not take lightly. So, before you purchase a policy, you need to understand all of the different elements that can go into it. Fortunately, we’ve done most of the work for you – all you have to do is go through these steps,…
Read More

How Much is Life Insurance After You Have Quit Smoking?

When shopping around for life insurance, it helps to compare policies and rates across many different companies. However, if you are a smoker, no matter where you shop, your premiums will always be much higher than a nonsmoker.  But, what if you have quit recently? Can you qualify for non-smoking rates? The short answer is…
Read More

What are the Components of a Life Insurance Policy?

Because life insurance is such a valuable asset, you need to make sure that you’re getting the best policy for you and your loved ones. However, before making a final decision, it’s crucial to understand the various components that may be included.  Regardless of the type of coverage you’re looking for, knowing what is inside…
Read More

What Happens When a Life Insurance Policy is Backdated?

Although life insurance is often considered a valuable asset, many individuals are mostly concerned with a policy’s cost. One of the best ways to mitigate this expense is to shop around between different companies so that you can be sure you’re getting the right coverage at the best price.  One possible way to save money,…
Read More