All Posts By NextGen Life Insurance and Clint Haynes, CFP
Clint Haynes is a Certified Financial Planner® (CFP) and Licensed Insurance Agent. Clint is also founder of both NextGen Wealth and NextGen Life Insurance. He has a passion for helping people make the right choices when it comes to choosing the best life insurance policy.

Getting Burial Insurance for Parents

Typically, when looking for life insurance, you’re comparing policies and rates for yourself. However, while you do want to provide for your loved ones when the worst happens, you may also want to get coverage for those closest to you.  As we get older, we need to start thinking about the health and well-being of…
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How Does a Felony Affect Life Insurance Rates?

If you have a criminal record, you may be wondering, how does a felony affect life insurance rates? Read more here on what you need to know. Typically, when looking at life insurance plans, variables like your age and health will be deciding factors. However, one element that we haven’t dived into much in the…
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How to Understand Life Insurance Illustrations

When it comes to buying life insurance, you want to make sure that you get the best coverage for your needs. Comparison shopping can already be kind of a hassle, but things get even more complicated when life insurance illustrations come into the mix.  Because these documents can be more than a little confusing to…
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Can Alcohol Get Me Declined for Life Insurance?

Many Americans have problems with alcohol abuse and addiction. Discover more on if alcohol can get you declined for life insurance. When you really think about it, life insurance is highly unique. Compared to other forms of coverage that only care about the value of your property (i.e., home and auto), life insurance can be…
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Getting Burial Insurance for Dialysis Patients

Receiving dialysis can bar you from getting traditional life insurance, but it’s easier to get burial insurance for dialysis patients. Learn more here. For those living with kidney failure, life can be much more challenging than usual. Fortunately, living in the United States means that you can get dialysis treatments from the government. Thanks to…
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Getting Burial Insurance for Cancer Patients

Getting a cancer diagnosis can be overwhelming for a variety of reasons. You have a long road of treatment ahead, and you need to make sure that your loved ones are taken care of, both while you’re getting treated and if the worst should happen.  For many cancer patients, life insurance can be out of…
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Life Insurance Quotes for Seniors Over 85

Being over 85 can present various challenges trying to get life insurance. Learn what to expect when looking for life insurance quotes for seniors over 85. For the most part, the best time to get life insurance is when you’re young and healthy. That way, you can ace the medical exam, and you don’t have…
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What is Direct vs. Non-Direct Recognition Life Insurance?

Discover the difference between direct vs. non-direct recognition life insurance and how it affects your policy. Here is what you need to know. Generally speaking, when picking out a life insurance policy, the primary goal is to ensure that your loved ones get the money they need to maintain their lifestyle. No one wants to…
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Getting Burial Insurance When You’re Over 80

Discover how burial insurance after 80 might be an excellent option for your loved ones. Learn what you need to know here. For most people, getting life insurance is a smart financial decision. After all, you want to make sure that your loved ones are taken care of if something were to happen to you.…
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