All Posts By NextGen Life Insurance
Clint Haynes is a Certified Financial PlannerⓇ and founder of both NextGen Wealth and NextGen Life Insurance. He has a passion for helping people make the right choices when it comes to choosing the best life insurance policy.

Getting Life Insurance with Autism

Do you have autism and are curious about how it will affect your life insurance rates? Well, keep reading because we’re going to show everything you need to know to get an affordable life insurance policy. Autism is a cognitive disorder that affects over 20 million people worldwide. It’s usually diagnosed in early childhood and…
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Brighthouse Financial Life Insurance Review

Bestow Review 2019

Insuretech is on the rise. The last couple of years saw companies like Haven Life, Ladder, Ethos, and Bestow use big data to perform Accelerated Underwriting—- completely bypassing traditional means of underwriting which typically takes weeks or months to complete.  These companies agree that one of the biggest reasons why people don’t bother getting life…
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Life Insurance with An Enlarged Heart

Enlarged hearts are a condition caused by left ventricular hypertrophy and are linked to some major heart problems. This is serious enough in itself, however, the difficulties for people with enlarged hearts unfortunately do not end there.  Life insurance companies are also much less likely to give you preferred ratings when you have left ventricular…
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Getting Term Life Insurance When You’re Over 60

Thinking about getting term life insurance but you’re over the age of 60? Here is some helpful information you need to know. Life insurance is typically purchased during our working years to ensure that our loved ones will be protected from financial loss should something unexpected happen to us. However, when we reach our golden…
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When is the Right Time for Life Insurance?

Life insurance is a subjective thing. What may work for one person may not for another, which is why it’s so imperative that everyone takes the time to figure out how and when to get a policy. Unfortunately, most people don’t start thinking about life insurance until it’s too late.  Today, we want to discuss…
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Term Life Insurance for Marijuana Users

As of 2019, more than half of the total US population support the legalization of marijuana. A total of 33 states have given their approval for its medicinal use. There are 10 states where marijuana is legal both for recreational and medicinal use, while 13 states had it decriminalized.  But even with all this progress…
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Whole Life Insurance – When Should You Purchase?

When it comes to life insurance, timing is crucial. However, since nobody really knows how long they’ll live, there’s no universal right answer when it comes to the question, “When should I purchase life insurance?”  It all boils down to the person’s situation, needs and preferences. One person might be purchasing life insurance for the…
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What is a Life Insurance Beneficiary?

Life insurance is a valuable tool to protect your loved ones financially once you’re gone. However, while there are several elements to pay attention to when filling out a life insurance policy, one of the most valuable components is the life insurance beneficiary.  Today, we want to take a deep dive into life insurance beneficiaries…
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Guaranteed Acceptance Life Insurance – How Does it Work?

Have you wondered what Guaranteed Acceptance Life Insurance entails and how it might work for you? This article will give you the information you need and compare it with other policies. When it comes to life insurance, there’s no one-size-fits-all solution. Some people are generally healthier than others which translates to better chances of cheaper…
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