All Posts By NextGen Team
NextGen Life Insurance is a nationwide, independent agency that represents over 60 top A-rated life insurance companies on the market. We have no bias towards any particular company and do the shopping on behalf of our clients. At NextGen you can be sure that you are getting the best rate, with the best company, that fits your needs specifically. We never take the cookie cutter approach to buying life insurance.

The Ultimate Guide To SBA Life Insurance For 2023: Protecting Your Loved Ones and Securing Your Loan

When it comes to applying for a Small Business Administration loan, also known as an SBA loan, one aspect that is often missed is the importance of having life insurance.  Having a life insurance policy not only provides a safety net for your loved ones in the event of something happening to you, but it…
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life insurance taxes

Life Insurance Taxes – What You Need To Know

What are the rules you need to know when it comes to life insurance taxes?  When it comes to taxes, there are many different rules and laws that you must follow based on your unique financial situation.  Please be sure to refer to your tax professional when calculating your own taxes annually.  However, this is…
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life insurance for electricians

Life Insurance For Electricians

Electricity powers the world around us.  Electricians make sure the electric grid is up and running so we can get the most out of life with the use of electricity.  Electricians make sure the power runs correctly for all facets of your life including when you need it the most whether that be making sure…
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Life Insurance For Nurses

Life Insurance for Nurses

Nurses save an unimaginable number of lives each and every day.  They are often the ones that look after you when no one can.  But, are nurses looking after themselves after their long yet important shifts? Life insurance for nurses could be the way they are able to help others one last time. What Do…
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Life Insurance for Teachers

Life Insurance for Teachers, What You Need To Know

Teachers supply children with essential information, introduce new ideas and topics, and try to expand their interests. When teachers educate children to read and introduce them to a treasure trove of literature, they help your child expand their perspective and enrich their ideas.  The importance of teachers in society is often overlooked by the average…
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Is Life Insurance a Good Investment?

We often see life insurance advertised as part of life for adults with a family who are dependent upon their income. Purchasing life insurance is supposed to be the responsible thing to do. But is life insurance actually a good investment? Whether a life insurance policy is the right choice for your circumstances depends on…
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How To Lower Your Blood Pressure for a Life Insurance Exam

Our medical history plays a huge part in getting approved for life insurance. Unfortunately, not all of our medical history is under our own control. Some of it is due to our genetic makeup.  High blood pressure can be a part of that genetic makeup; it tends to run in families and is more likely…
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Life Insurance Approval with a Defibrillator

Heart conditions, no matter how minor, will have a profound impact on your life insurance approval odds. Near the top of the list, irregular heartbeats are one of the most delicate conditions for insurers to consider.  And while those with pacemakers feel the weight of their condition in their monthly premiums, individuals with defibrillators face…
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High-Risk Life Insurance for High-Risk Individuals

Have you ever filled out information for life insurance only to find the premium is larger than the quote? Well, your insurance company may consider you a high-risk individual.  Insurance companies ask you numerous questions about your health and lifestyle. This is all to determine whether you require high-risk life insurance.  Commonly, a higher-priced insurance…
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