All Posts By NextGen Life Insurance and Clint Haynes, CFP
Clint Haynes is a Certified Financial Planner® (CFP) and Licensed Insurance Agent. Clint is also founder of both NextGen Wealth and NextGen Life Insurance. He has a passion for helping people make the right choices when it comes to choosing the best life insurance policy.
How do prescription medications affect getting life insurance?

How do prescription medications affect getting life insurance?

You’ve done all the work – figured out how much life insurance you need, the type of product that best fits your situation, and you know what to do once the policy is issued. But what about the in-between; the part that happens once you zero in on the policy type and amount, and before…
Read More
Whole Life Insurance

What is Whole Life Insurance?

In 2017, LIMRA Market Research revealed that 61% of new life insurance policies were Permanent while Term made up the rest at 39%. This was rather surprising to some considering people have been favoring Term life insurance over Permanent for the last few decades, mainly because it’s cheaper. So what could have swayed people’s decisions…
Read More
Getting Life Insurance with Diabetes

Getting Life Insurance with Diabetes

The American Diabetes Association revealed that in 2015, approximately 30.3 million Americans (9.4% of the total population), had diabetes. Each year, an additional 1.5 million individuals are diagnosed with it. One of the most oft-asked question among diabetics is this: Can I get life insurance if I have diabetes? Here’s the short answer: Yes, you…
Read More

What Exactly is a Free Life Insurance Quote?

Getting a free life insurance quote is no different from getting a sample estimate for any other type of purchase. Whether it’s a buying a new car or house, hiring a professional, or shopping for a new gadget, getting a quote is important because it allows you to gauge an item or service’s worth in…
Read More
Common Questions Life Insurance Companies Ask

Common Questions Life Insurance Companies Ask

So you’ve finally decided to get a life insurance. Congrats! It’s the first step towards securing a financially-stable future for your loved ones. But before you go ahead and look around at your options, it’s best to know what getting a life insurance entails and how the whole process works – and that includes some…
Read More
How Being Overweight Affects Life Insurance Rates

How Being Overweight Affects Life Insurance Rates

Let’s cut straight to the big question: Can I get life insurance if I’m overweight? Here’s the answer: It depends. Some insurance companies might find your weight to be a big enough factor to consider not approving you for insurance. But, it’s not necessarily because of the weight per se, but rather, the potential health…
Read More
Haven Life Insurance Review

Haven Life Review: A No Exam Term Life Insurance Option

“Life Insurance that’s actually simple.” That’s the promise of Haven Life. In today’s fast-paced world, the traditional way of getting a life insurance policy seems like a massive undertaking. Haven Life is one of the fastest rising players in the Insurtech niche. To the unfamiliar, “Insurtech” essentially refers to an industry wherein companies employ technology…
Read More
Ladder Life Insurance Review

Ladder Life Review: A Rapid Approval Term Life Insurance Option

You’ve come to the right place for a Ladder and the life insurance they provide. We cover the pros and cons so you can make the best decision for you and your family. Let’s get started. Here’s one reason why some Americans don’t bother getting a life insurance: The whole process is usually one long…
Read More
How Much Life Insurance Do I Need

How Much Life Insurance Do I Need

“How much life insurance do I need?” Are you in the market for life insurance? Have you ever asked yourself “How much life insurance do I need?” If you answered yes to both of these questions, then this super simple infographic is just for you. Let’s face it, the whole concept of life insurance can…
Read More