Welcome to the NextGen Life Insurance Blog

How to Get Direct Term Life Insurance

If you’ve been shopping for a life insurance policy lately, you’ve probably stumbled upon one of these names: Haven Life, Ladder, Bestow, and Ethos. Their rising popularity in the last few years is due to their two main advantages over traditional insurance companies: Speed and convenience. One of the key reasons why people procrastinate on…

Life Insurance with Asperger’s Syndrome

Did you know that 1 in 59 children in the US has been diagnosed with Autism Spectrum Disorder (ASD)? Cases of autism (which includes Asperger’s) is more common than many people realize. If you’re a parent or a relative of someone who has been diagnosed with ASD, specifically, Asperger’s, this article will help you learn…

Life Insurance for Scuba Divers

How much you have to pay for life insurance is determined by one thing: Your risk level. And risk level is determined by several factors. These include age, health, family medical history, driving record, whether you smoke or not, and lifestyle. Scuba diving is an activity and a sport, albeit one that’s performed with a…

Getting Life Insurance with Autism

Do you have autism and are curious about how it will affect your life insurance rates? Well, keep reading because we’re going to show everything you need to know to get an affordable life insurance policy. Autism is a cognitive disorder that affects over 20 million people worldwide. It’s usually diagnosed in early childhood and…

Life Insurance with An Enlarged Heart

Enlarged hearts are a condition caused by left ventricular hypertrophy and are linked to some major heart problems. This is serious enough in itself, however, the difficulties for people with enlarged hearts unfortunately do not end there. Life insurance companies are also much less likely to give you preferred ratings when you have left ventricular…

Getting Term Life Insurance When You’re Over 60

Thinking about getting term life insurance but you’re over the age of 60? Here is some helpful information you need to know. Life insurance is typically purchased during our working years to ensure that our loved ones will be protected from financial loss should something unexpected happen to us. However, when we reach our golden…

When is the Right Time for Life Insurance?

Life insurance is a subjective thing. What may work for one person may not for another, which is why it’s so imperative that everyone takes the time to figure out how and when to get a policy. Unfortunately, most people don’t start thinking about life insurance until it’s too late. Today, we want to discuss…

Term Life Insurance for Marijuana Users

As of 2019, more than half of the total US population support the legalization of marijuana. A total of 33 states have given their approval for its medicinal use. There are 10 states where marijuana is legal both for recreational and medicinal use, while 13 states had it decriminalized. But even with all this progress…

Whole Life Insurance – When Should You Purchase?

When it comes to life insurance, timing is crucial. However, since nobody really knows how long they’ll live, there’s no universal right answer when it comes to the question, “When should I purchase life insurance?” It all boils down to the person’s situation, needs and preferences. One person might be purchasing life insurance for the…