SelectQuote Review

Our Review of SelectQuote

Choosing a life insurance policy can be overwhelming. With dozens of providers out there plus numerous insurance products to pick from, it can be daunting. If you have zero knowledge when it comes to life insurance, the first question should be—do I need life insurance? If you’re the primary provider or have significant debts that…
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Getting Life Insurance with an Irregular Heartbeat

Getting Life Insurance with an Irregular Heartbeat

When it comes to matters of the heart, people are understandably concerned with their chances of getting life insurance with an irregular heartbeat. Some conditions are considered mild and of no concern, while others are very serious and could get you denied. Having an irregular heartbeat, or arrhythmia, does not mean you will be denied…
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Life Insurance Approval with a Defibrillator

Getting insurance for people with heart problems is significantly more difficult compared to those on a better health class rating simply because of the higher health risk involved. What are your chances of getting life insurance approval with a defibrillator (ICD) or pacemaker installed? Here’s the quick answer: You can still get approved for life…
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Life Insurance With An Atrioventricular Block

Life Insurance With An Atrioventricular Block

When you are diagnosed with a health condition, especially one related to the heart, it can cause you to panic if you’re trying to find life insurance with an atrioventricular block. Finding the right life insurance policy, going through the application process, and getting approved can seem overwhelming. Let us calm your fears and help…
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Cash Value in Life Insurance

Cash Value in Life Insurance – What is it?

The cash value in life insurance, whether it’s whole life, variable, or universal life, is one of the main reasons why premiums are higher in this type when compared to term life insurance. See, in term life insurance, you only pay for the actual death benefit and nothing else. Permanent life insurance, on the other…
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mortgage life insurance

Mortgage Life Insurance | Do I Need It?

For most adults in America, purchasing your first home or finally purchasing your “dream” is usually a life-changing experience. Even though most home buyers must agree to a 15-year or 30-year mound of debt, they know that having a safe and comfortable home in a well-kept neighborhood is the American dream. Let’s face it, for…
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Applying for life insurance with thrombocytopenia

Applying for Life Insurance with Thrombocytopenia

Some people think that once they are diagnosed with thrombocytopenia or any disease, it automatically disqualifies them for life insurance. They give up before they even try, wrongly assuming that the company will take one look at their application and stamp it with a big red DENIED! If you’re one of those people, we hope…
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Life Insurance with Heart Issues

Getting Life Insurance with Heart Issues

Each year, 600,000 people die in the US because of heart disease, according to the Center for Disease Control and Prevention. It’s the number one cause of death in America, with 1 out of every 4 deaths being linked to a certain heart or cardiovascular disease. Based on these figures alone, it’s quite easy to…
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How to Buy Life Insurance with Iron Deficiency Anemia

How to Buy Life Insurance with Iron Deficiency Anemia

Have you been diagnosed with iron deficiency anemia and wonder how that affects getting a life insurance policy? Have you been diagnosed with iron deficiency anemia and wonder how that affects getting a life insurance policy? You are not alone. There are over 400 kinds of anemia and it affects over 3.5 million people just…
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