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What To Do As a Life Insurance Beneficiary

Typically, when we talk about life insurance, it’s in regards to finding the right policy for you and your loved ones. However, the conversation is typically from the side of the policyholder. However, what if you’re the beneficiary of someone’s life insurance? What do you do, how do you file a claim, how long do…

How Does Vaping Affect Life Insurance Rates?

With recent vaping related deaths and illnesses across the US, how does it affect how the life insurance industry views vaping and policy rates? Vape and E-cigarette users have long argued that it’s safer than smoking actual cigarettes or tobacco. However, recent studies show that while not exactly similar in effects, vaping raises the risk…

Life Insurance With Crohn’s Disease

Living with Crohn’s disease can be painful and disruptive, and it may affect your ability to get life insurance. Find out what you need to know. If you are one of the more than 750,000 people who have Crohn’s disease, you know how disruptive it can be to everyday life. While the condition is quite…

What is Cremation Insurance?

When it comes to life insurance, most plans are designed to provide financial compensation to your loved ones when you’re gone. In almost all cases, the death benefit is a lump sum that can be used however your beneficiaries see fit. While traditional life insurance is suitable for a variety of situations, there are times…

Getting Life Insurance With Breast Cancer

According to recent data, about one in eight women will develop invasive breast cancer at some point in her life. Overall, breast cancer is the most diagnosed form of cancer for women, which translates to over 250,000 new cases every year. If you are diagnosed with this disease, the impact can be overwhelming at first,…

Life Insurance for Chewing Tobacco Users

If you want to make sure that your family and loved ones are cared for when you’re gone, then it’s vital to have life insurance. However, if you chew tobacco, the process of selecting a plan and an insurance provider can be relatively challenging. In this article, we’ll go over the various pitfalls and considerations…

The Pros and Cons of Cashing in Your Life Insurance Policy

Is it a bad idea to cash in your life insurance policy? Here are the pros and cons—-and everything else you need to know. Did you know that you can sell your life insurance policy for a lump sum amount? You sure can. However, it’s important to point out that cashing in your life insurance…

Life Insurance With Sleep Apnea

If you have a hard time falling asleep every night, you’re not alone. Sleep disorders and deprivation affect millions of Americans every year, and it appears that the problem is only getting worse. While there are multiple reasons for lack of sleep, one of the most destructive is sleep apnea. According to recent research by…

The Different Types of Disability Insurance

Your ability to make a living is your greatest asset, especially if you’re the family’s breadwinner. Having income protection when you become unable to work (due to an injury or illness) could save you from the pain and worry of not having money to pay for day to day expenses. “But I already have worker’s…