General Life Insurance Information

Life Insurance Quotes for Seniors Over 85

Being over 85 can present various challenges trying to get life insurance. Learn what to expect when looking for life insurance quotes for seniors over 85. For the most part, the best time to get life insurance is when you’re young and healthy. That way, you can ace the medical exam, and you don’t have…
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What is Direct vs. Non-Direct Recognition Life Insurance?

Discover the difference between direct vs. non-direct recognition life insurance and how it affects your policy. Here is what you need to know. Generally speaking, when picking out a life insurance policy, the primary goal is to ensure that your loved ones get the money they need to maintain their lifestyle. No one wants to…
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Getting Burial Insurance When You’re Over 80

Discover how burial insurance after 80 might be an excellent option for your loved ones. Learn what you need to know here. For most people, getting life insurance is a smart financial decision. After all, you want to make sure that your loved ones are taken care of if something were to happen to you.…
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What To Do As a Life Insurance Beneficiary

Typically, when we talk about life insurance, it’s in regards to finding the right policy for you and your loved ones. However, the conversation is typically from the side of the policyholder. However, what if you’re the beneficiary of someone’s life insurance? What do you do, how do you file a claim, how long do…
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What is Cremation Insurance?

When it comes to life insurance, most plans are designed to provide financial compensation to your loved ones when you’re gone. In almost all cases, the death benefit is a lump sum that can be used however your beneficiaries see fit.  While traditional life insurance is suitable for a variety of situations, there are times…
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The Pros and Cons of Cashing in Your Life Insurance Policy

Is it a bad idea to cash in your life insurance policy? Here are the pros and cons—-and everything else you need to know. Did you know that you can sell your life insurance policy for a lump sum amount?  You sure can. However, it’s important to point out that cashing in your life insurance…
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The Different Types of Disability Insurance

Your ability to make a living is your greatest asset, especially if you’re the family’s breadwinner. Having income protection when you become unable to work (due to an injury or illness) could save you from the pain and worry of not having money to pay for day to day expenses. “But I already have worker’s…
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Is Disability Insurance Worth Your Money?

Think disability insurance is only for accidents and injuries? Think again. Read our comprehensive guide to learn everything you need to know about disability insurance (and if it’s actually worth your money). Picture this scene: You’re on a trip with your family and everyone is excited to swim in the nearby river. With your whole…
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Return of Premium Life Insurance Policies: Pros and Cons

As you already know, life insurance is a necessity, particularly if you have loved ones who depend on you financially. However, when looking for the right policy, you may assume that the only options are either term or whole life insurance. After all, those are the most common plans available, accounting for over 95 percent…
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