General Life Insurance Information

Finding a Quality Mortgage Protection Insurance Company

Finding a quality Mortgage Protection Insurance Company for you and your family can be difficult. Learn about coverage options here! Life can be so uncertain. We never really know what tomorrow might bring, or even what things might look like five minutes from now. And that can make planning for the future difficult. The financial…
Read More

What is Accidental Death and Dismemberment Insurance?

Sometimes accidents happen that can have terrible consequences. And while no one likes to dwell on the “what ifs”, we still need to be prepared for whatever life throws at us. You never want to be caught unprepared in the event of a catastrophe.  If you want a little bit of added security for yourself…
Read More

The Pros and Cons of Overfunding Life Insurance

Curious about the pros and cons of overfunding life insurance policies? We’ve got you covered. Learn more here! When most people think of life insurance, they are only thinking of the peace of mind it can bring to their loved ones, knowing they are taken care of after they’re gone. However, life insurance can actually…
Read More

The Best Final Expense Life Insurance Companies

Before purchasing life insurance, it helps to know why. There are many reasons to buy coverage, from protecting your family to ensuring that your spouse can manage bills without you. However, if you’re not trying to provide a substantial lump sum, final expense life insurance might be a better choice.  No matter what kind of…
Read More

How Does the Life Insurance Underwriting Process Work?

When choosing a policy, it helps to understand what determines your rates. Discover how does the life insurance underwriting process work. How Does the Life Insurance Underwriting Process Work Exactly? If you’re new to life insurance, it can seem a bit overwhelming at first. With so many companies and plans available, it can be difficult…
Read More

What is a Limited Pay Life Insurance Policy?

When shopping for life insurance, one of the most pressing concerns is the duration of your coverage. For some individuals, term insurance can provide peace of mind for a specific period, such as 10 or 20 years.  However, for others, whole life insurance is a better alternative because it offers permanent protection for life. Unfortunately,…
Read More

Different Life Insurance Settlement Options

When you are considering how to set up your life insurance payout, you need to know all the choices that are available to you. We will explain the different life insurance settlement options so that you understand what they are and how they work. The process of obtaining life insurance can sometimes feel confusing, but…
Read More

How Long Does it Take to Get Life Insurance?

When it comes to buying life insurance, most individuals will focus on the cost of their plan and the amount of coverage they will have. However, one element to consider is how long it will take to get an insurance policy.  Unfortunately, there is no definitive answer to that question. Every insurance company has its…
Read More

What is a Modified Endowment Contract?

If you’ve been shopping around for life insurance, chances are you’re overwhelmed between all of the various types of life insurance. Between the terms and expressions you have to learn, the choices you have to weed through and the pitfalls you have to avoid, it can be hard to find the perfect policy for you.…
Read More