General Life Insurance Information

What are Life Insurance Paid-Up Additions?

Usually, the purpose of life insurance is to provide a substantial death benefit to loved ones. However, depending on the type of policy you have, it can come with additional advantages. One of these benefits is the ability to create cash value, which you can borrow as a loan or utilize to pay off premiums…
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Getting Life Insurance for My Parents

Life insurance is a valuable tool that can help protect your loved ones financially when you pass. However, while most individuals will shop around for policies for themselves, sometimes it’s necessary to get a plan for someone else.  In this article, we’re going to discuss the value of getting life insurance for your parents. We’ll…
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Living Benefits for Life Insurance

When shopping around for life insurance, the primary focus will be on how your loved ones will be protected once you pass. However, while the death benefit is a significant part of any policy, it’s not the only option available.  In this article, we want to discuss living benefits for life insurance. Understanding these add-ons…
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The Pros and Cons of Infinite Banking

Instead of borrowing money from a bank, why not borrow from yourself? Here are the pros and cons to infinite banking and if it is right for you. If you need to get a loan, where do you turn? If you’re like most people, you’ll likely go to a bank, credit union, or other lending…
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Burial Insurance With No Waiting Period

Life insurance is the best way to provide financial security for your loved ones after you’re gone. However, while term and whole life insurance are the most common options, a third alternative is burial insurance.  In this article, we’re going to look at the basics of burial insurance, specifically about the waiting period involved. In…
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What to Expect in a Paramedical Exam

When buying life insurance, you’ll need to provide information about your medical history. Learn what to expect in a paramedical exam and how to prepare. If you’re at all familiar with life insurance, you know that part of the process is a medical exam. Whether you’re looking at term or whole life insurance, the company…
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Best Companies for Indexed Universal Life Insurance

For most people, life insurance is all about protecting your loved ones financially when the worst happens. However, while that kind of peace of mind is valuable, you can get a lot more out of your life insurance coverage if you choose the right plan. Indexed universal life insurance offers more flexibility, particularly when talking…
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Getting Burial Insurance for Parents

Typically, when looking for life insurance, you’re comparing policies and rates for yourself. However, while you do want to provide for your loved ones when the worst happens, you may also want to get coverage for those closest to you.  As we get older, we need to start thinking about the health and well-being of…
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How to Understand Life Insurance Illustrations

When it comes to buying life insurance, you want to make sure that you get the best coverage for your needs. Comparison shopping can already be kind of a hassle, but things get even more complicated when life insurance illustrations come into the mix.  Because these documents can be more than a little confusing to…
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