General Life Insurance Information

What is a Second-to-Die Life Insurance Policy?

A second-to-die life plan can solve several problems in estate planning. Learn what is a second-to-die life insurance policy and how it works. Married couples commonly choose a single coverage plan to protect their loved ones when they die. Choosing from individual or joint plans, this primary insurance is expected to cover any ensuing financial…
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What is Business Life Insurance?

Life insurance is purchased primarily as a means to keep your immediate family safe in the event of your death. However, as a business owner, you take on a whole new group of dependents outside of your family. Employees, stakeholders, and operations can be subject to serious upheaval if you pass away.  When your business…
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Life Insurance for Young Adults

Life insurance is often a low priority for young adults. In your 20s and 30s, the safety net for those “what if” moments feel best left for that distant space way over the hill and out of sight. When you are single, child-free and in relatively good health, the value can seem virtually non-existent. Feelings…
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Life Insurance With Pre-Existing Conditions

Even though life insurance is a valuable asset to have when estate planning, it can be challenging to obtain for those with pre-existing medical conditions.  Since life insurance is the only type of coverage that pays attention to your health and welfare, having any medical problems can prohibit you from getting the best policies.  That…
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How Should You Buy Long-Term Care Insurance

When it comes to insurance, most options are abundant and relatively affordable. Whether you want to protect your home, car, or other assets, all you have to do is get a policy and pay your monthly premiums.  With long-term care insurance, however, the process is a bit more complicated. While this type of coverage can…
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Life Insurance With Lupus

As far as diseases go, Lupus is not the deadliest, but it is one of the most painful and annoying. Those who have the condition can expect inflammation in various parts of the body, leading to extreme fatigue, soreness, rashes, and joint pain.  Since Lupus is an autoimmune disease, it is an ongoing condition that…
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Buying Term Life Insurance In Your 20s

Looking to buy a policy but unsure how? Here’s what you need to know about buying term life insurance in your 20s. Life insurance is not a popular topic among people in their twenties. For most, life has already gone from zero to sixty in the blink of an eye. You are only beginning to…
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Life Insurance for Seniors Over 65

Once you reach retirement age, you may think life insurance isn’t an option. Discover how to get life insurance for seniors over 65. Your focus tends to shift to two things at retirement age – enjoying your golden years and considering your legacy. Hopefully, by the time you’re 65, you’ll have the first part handled.…
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Life Insurance for Pilots

You might think that getting life insurance as a pilot is complicated. After all, pilots spend a good part of their life in the air in what seems to be a pretty dangerous situation. That’s the thing, though: it might seem complicated, but it doesn’t have to be. As much as people assume pilots –…
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