General Life Insurance Information

Life Insurance Policies for People Over 50

Are you over the age of 50 and looking to find the best life insurance policy? Read on for some information on how people over the age of 50 can find the best rates. Research conducted by AARP a few years ago revealed that more than 108 million US residents are over 50, with an…
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Life Insurance for Individuals

Looking for a life insurance policy as an individual can be a lot different than looking for one as a family. Here is what you need to know about your search for the perfect life insurance policy. So, what is life insurance?  When you purchase a life insurance policy, you are signing up for something…
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What Is Longevity Insurance?

You did it. You’ve set-up a solid retirement strategy that will have you covered for all the typical expenses that come with old age.  But what if you live past 90? Or maybe even 100 years old? What if your retirement nest egg is only enough to support you for a good 10 or 15…
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How Much Life Insurance Do You Need?

If you’re like most people, you already know that having life insurance is a smart move to protect your loved ones from financial disaster. However, while it’s easy to understand the benefits of these policies, figuring out how much life insurance you need is more challenging.  All too often, it’s easy to look at a…
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Comparing Life Insurance Policies

The Importance of Comparing Life Insurance Policies

There has long been this mistaken yet commonly-held belief that life insurance policies are basically all the same. For many people, there’s no need to compare life insurance policies since they all will provide the protection you need. For others, they tend to compare life insurance policies on just one thing: the price, or premiums…
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Variable Life Insurance

What is Variable Life Insurance

There is no denying that life insurance is hard for some people to understand especially when you through variable life insurance into the equation. There is no denying that life insurance is hard for some people to understand especially when you through variable life insurance into the equation. Figuring out the right amount of coverage,…
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Getting Life Insurance with High Blood Pressure

Getting Life Insurance with High Blood Pressure

If you’ve found this page, then that means you or someone you love has high blood pressure and you’re worried about your (or their) chances of getting life insurance. If so, then you are in luck. We are here to tell you that not only CAN you get life insurance with high blood pressure, but…
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What is Guaranteed Issue Life Insurance

What is Guaranteed Issue Life Insurance

You may have seen the commercials or gotten information in the mail about “no exam” or guaranteed issue life insurance and wondered if it was true. Can you really get life insurance with no health questions and an easy application process? The short answer is: Yes. There are two types of life insurance that allow…
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Cash Value in Life Insurance

Cash Value in Life Insurance – What is it?

The cash value in life insurance, whether it’s whole life, variable, or universal life, is one of the main reasons why premiums are higher in this type when compared to term life insurance. See, in term life insurance, you only pay for the actual death benefit and nothing else. Permanent life insurance, on the other…
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