General Life Insurance Information

Can You Get Life Insurance on Someone Else?

You see it in detective shows all the time: when looking into the motives of a murder, it’s discovered that the victim’s spouse has taken out a secret life insurance policy on the deceased, and now stands to collect a sizable sum of money. That makes a great story for a show like this, but…
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Life Insurance with Multiple Sclerosis

If you are one of the millions of people worldwide who are living with multiple sclerosis, you might be concerned about your eligibility for purchasing life insurance. While it is often difficult to shop for life insurance when you have a preexisting condition, living with multiple sclerosis doesn’t automatically bar you from obtaining life insurance.…
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Reasons For Higher Life Insurance Premiums

There are reasons for and causes of higher life insurance premiums. We will walk you through them and show you how to lower your payments. There are more than a handful of reasons why insurance premiums for identical plans may be higher for some individuals than others. However, before discussing the different factors that affect…
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What is a Second-to-Die Life Insurance Policy?

A second-to-die life plan can solve several problems in estate planning. Learn what is a second-to-die life insurance policy and how it works. Married couples commonly choose a single coverage plan to protect their loved ones when they die. Choosing from individual or joint plans, this primary insurance is expected to cover any ensuing financial…
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What is Business Life Insurance?

Life insurance is purchased primarily as a means to keep your immediate family safe in the event of your death. However, as a business owner, you take on a whole new group of dependents outside of your family. Employees, stakeholders, and operations can be subject to serious upheaval if you pass away.  When your business…
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Life Insurance for Young Adults

Life insurance is often a low priority for young adults. In your 20s and 30s, the safety net for those “what if” moments feel best left for that distant space way over the hill and out of sight. When you are single, child-free and in relatively good health, the value can seem virtually non-existent. Feelings…
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Life Insurance With Pre-Existing Conditions

Even though life insurance is a valuable asset to have when estate planning, it can be challenging to obtain for those with pre-existing medical conditions.  Since life insurance is the only type of coverage that pays attention to your health and welfare, having any medical problems can prohibit you from getting the best policies.  That…
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How Should You Buy Long-Term Care Insurance

When it comes to insurance, most options are abundant and relatively affordable. Whether you want to protect your home, car, or other assets, all you have to do is get a policy and pay your monthly premiums.  With long-term care insurance, however, the process is a bit more complicated. While this type of coverage can…
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Life Insurance With Lupus

As far as diseases go, Lupus is not the deadliest, but it is one of the most painful and annoying. Those who have the condition can expect inflammation in various parts of the body, leading to extreme fatigue, soreness, rashes, and joint pain.  Since Lupus is an autoimmune disease, it is an ongoing condition that…
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