NextGen Team

All Posts By NextGen Team

NextGen Life Insurance is a nationwide, independent agency that represents over 60 top A-rated life insurance companies on the market. We have no bias towards any particular company and do the shopping on behalf of our clients. At NextGen you can be sure that you are getting the best rate, with the best company, that fits your needs specifically. We never take the cookie cutter approach to buying life insurance.

What Is a Second-To-Die Life Insurance Policy?

Exactly what is a second-to-die life insurance policy and is it the right fit for you? Learn more about this policy and if it fits your needs. As many already know, there are a lot of different types of life insurance policies available to the average customer. This is a good thing. What fits best…

What are Life Insurance Paid-Up Additions?

Usually, the purpose of life insurance is to provide a substantial death benefit to loved ones. However, depending on the type of policy you have, it can come with additional advantages. One of these benefits is the ability to create cash value, which you can borrow as a loan or utilize to pay off premiums…

Getting Life Insurance for My Parents

Life insurance is a valuable tool that can help protect your loved ones financially when you pass. However, while most individuals will shop around for policies for themselves, sometimes it’s necessary to get a plan for someone else. In this article, we’re going to discuss the value of getting life insurance for your parents. We’ll…

What is High-Risk Life Insurance?

When choosing life insurance, the company will set your rates based on your risk level. In this article we will discuss, what is high-risk life insurance? When choosing a life insurance policy, it’s usually best to go with one that offers competitive rates and a substantial death benefit. However, in most cases, to get reasonable…

Living Benefits for Life Insurance

When shopping around for life insurance, the primary focus will be on how your loved ones will be protected once you pass. However, while the death benefit is a significant part of any policy, it’s not the only option available. In this article, we want to discuss living benefits for life insurance. Understanding these add-ons…

The Pros and Cons of Infinite Banking

Instead of borrowing money from a bank, why not borrow from yourself? Here are the pros and cons to infinite banking and if it is right for you. If you need to get a loan, where do you turn? If you’re like most people, you’ll likely go to a bank, credit union, or other lending…

Burial Insurance With No Waiting Period

Life insurance is the best way to provide financial security for your loved ones after you’re gone. However, while term and whole life insurance are the most common options, a third alternative is burial insurance. In this article, we’re going to look at the basics of burial insurance, specifically about the waiting period involved. In…

Burial Insurance for Seniors Over 70

Typically speaking, life insurance is a young person’s game. When you’re healthy and fit, it’s easy to get approved for low premiums and high coverage. Once you reach your golden years, however, it can be quite tough to find a policy. But it’s not impossible. Today, we want to focus on getting burial insurance for…

What to Expect in a Paramedical Exam

When buying life insurance, you’ll need to provide information about your medical history. Learn what to expect in a paramedical exam and how to prepare. If you’re at all familiar with life insurance, you know that part of the process is a medical exam. Whether you’re looking at term or whole life insurance, the company…