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Is Disability Insurance Worth Your Money?

Think disability insurance is only for accidents and injuries? Think again. Read our comprehensive guide to learn everything you need to know about disability insurance (and if it’s actually worth your money). Picture this scene: You’re on a trip with your family and everyone is excited to swim in the nearby river. With your whole…

How Much is Life Insurance for Smokers?

As a smoker, life insurance may seem out of reach. However, it may be more accessible than you believe – discover how much life insurance is if you’re a smoker. For most people, buying life insurance is a relatively straightforward process. They pick the amount of the death benefit they want, they decide between term…

Return of Premium Life Insurance Policies: Pros and Cons

As you already know, life insurance is a necessity, particularly if you have loved ones who depend on you financially. However, when looking for the right policy, you may assume that the only options are either term or whole life insurance. After all, those are the most common plans available, accounting for over 95 percent…

Should I Have More Than One Life Insurance Policy?

The answer is, perhaps! There certainly are circumstances under which you might consider purchasing multiple life insurance policies. First, Why Does Someone Need Life Insurance? Here are the primary reasons someone takes out a life insurance policy: If you are the family’s breadwinner, it provides your family with income if you pass away. It provides…

7 Key Steps to Pass Your Life Insurance Medical Exam

Are you going through the life insurance underwriting process and looking for some tips on how to pass the life insurance medical exam? Well, you’ve come to the right place. We’re going to show you 7 key steps on how you can pass your life insurance medical exam the first time through. Before we get…

Indexed Universal Life Insurance, Good or Bad Investment?

Wondering if Indexed Universal Life Insurance might be right for you and your family? And if it is a good or a bad investment for you? This article will give you the information you need to know. Purchasing life insurance might not be the most pleasant thing to think about. If you’re young and healthy,…

Life Insurance After a Stroke

According to the American Heart Association, about 800,000 Americans have a stroke each year, with 3 out of 4 of them being a first-time stroke. Stroke is the leading cause of long-term disability. But is also considered as the leading preventable cause of disability (80% of first strokes may be prevented). When the blood that…

Getting Life Insurance with Hepatitis

The type of life insurance coverage you receive for hepatitis is determined by multiple factors. Here is the information you need to know for getting the best policy. Over four million Americans live with some form of hepatitis, according to The Centers for Disease Control and Prevention. Even more people do not know they even…

Getting Life Insurance After a Heart Attack

Everyone probably knows someone in their life who’s had a heart attack. The word alone conjures up thoughts of terrifying pain―of a fierce tightening in the chest and a struggle to catch your breath. And this frightening image of heart attacks is well earned. According to the CDC, cardiovascular diseases are responsible for one out…