Whole Life Versus Universal Life Insurance

Whole Life Versus Universal Life Insurance

Purchasing life insurance is an important step towards safeguarding your family’s long term financial security. Once you have decided to purchase a life insurance policy, it’s now time to choose the right plan for your financial situation. In this piece, we look at whole life insurance versus. The first decision that you will need to…
Read More
Can I get life insurance if I have a heart condition?

Can I Get Life Insurance If I Have a Heart Condition?

Have you recently suffered a heart attack or been diagnosed with a heart condition? If so, you may think that getting a life insurance policy when you have a heart condition is virtually impossible. Even with the potential unstableness of your ticker, you would be surprised at the options that are available (even if you…
Read More
Can I get Life Insurance if I have a Pacemaker?

Can I get Life Insurance if I have a Pacemaker?

To get straight to the point, the answer is yes you can get life insurance if you have a pacemaker. But, there’s much more to the story, so please keep reading. If you look back just a few decades, the response to this question was a “hard” no. However, technology has improved to the degree…
Read More
How do prescription medications affect getting life insurance?

How do prescription medications affect getting life insurance?

You’ve done all the work – figured out how much life insurance you need, the type of product that best fits your situation, and you know what to do once the policy is issued. But what about the in-between; the part that happens once you zero in on the policy type and amount, and before…
Read More
Whole Life Insurance

What is Whole Life Insurance?

In 2017, LIMRA Market Research revealed that 61% of new life insurance policies were Permanent while Term made up the rest at 39%. This was rather surprising to some considering people have been favoring Term life insurance over Permanent for the last few decades, mainly because it’s cheaper. So what could have swayed people’s decisions…
Read More
Getting Life Insurance with Diabetes

Getting Life Insurance with Diabetes

The American Diabetes Association revealed that in 2015, approximately 30.3 million Americans (9.4% of the total population), had diabetes. Each year, an additional 1.5 million individuals are diagnosed with it. One of the most oft-asked question among diabetics is this: Can I get life insurance if I have diabetes? Here’s the short answer: Yes, you…
Read More

What Exactly is a Free Life Insurance Quote?

Getting a free life insurance quote is no different from getting a sample estimate for any other type of purchase. Whether it’s a buying a new car or house, hiring a professional, or shopping for a new gadget, getting a quote is important because it allows you to gauge an item or service’s worth in…
Read More
Common Questions Life Insurance Companies Ask

Common Questions Life Insurance Companies Ask

So you’ve finally decided to get a life insurance. Congrats! It’s the first step towards securing a financially-stable future for your loved ones. But before you go ahead and look around at your options, it’s best to know what getting a life insurance entails and how the whole process works – and that includes some…
Read More
How Being Overweight Affects Life Insurance Rates

How Being Overweight Affects Life Insurance Rates

Let’s cut straight to the big question: Can I get life insurance if I’m overweight? Here’s the answer: It depends. Some insurance companies might find your weight to be a big enough factor to consider not approving you for insurance. But, it’s not necessarily because of the weight per se, but rather, the potential health…
Read More