General Life Insurance Information

How Much Life Insurance Do You Need?

If you’re like most people, you already know that having life insurance is a smart move to protect your loved ones from financial disaster. However, while it’s easy to understand the benefits of these policies, figuring out how much life insurance you need is more challenging.  All too often, it’s easy to look at a…
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Comparing Life Insurance Policies

The Importance of Comparing Life Insurance Policies

There has long been this mistaken yet commonly-held belief that life insurance policies are basically all the same. For many people, there’s no need to compare life insurance policies since they all will provide the protection you need. For others, they tend to compare life insurance policies on just one thing: the price, or premiums…
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Variable Life Insurance

What is Variable Life Insurance

There is no denying that life insurance is hard for some people to understand especially when you through variable life insurance into the equation. There is no denying that life insurance is hard for some people to understand especially when you through variable life insurance into the equation. Figuring out the right amount of coverage,…
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Getting Life Insurance with High Blood Pressure

Getting Life Insurance with High Blood Pressure

If you’ve found this page, then that means you or someone you love has high blood pressure and you’re worried about your (or their) chances of getting life insurance. If so, then you are in luck. We are here to tell you that not only CAN you get life insurance with high blood pressure, but…
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What is Guaranteed Issue Life Insurance

What is Guaranteed Issue Life Insurance

You may have seen the commercials or gotten information in the mail about “no exam” or guaranteed issue life insurance and wondered if it was true. Can you really get life insurance with no health questions and an easy application process? The short answer is: Yes. There are two types of life insurance that allow…
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Cash Value in Life Insurance

Cash Value in Life Insurance – What is it?

The cash value in life insurance, whether it’s whole life, variable, or universal life, is one of the main reasons why premiums are higher in this type when compared to term life insurance. See, in term life insurance, you only pay for the actual death benefit and nothing else. Permanent life insurance, on the other…
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mortgage life insurance

Mortgage Life Insurance | Do I Need It?

For most adults in America, purchasing your first home or finally purchasing your “dream” is usually a life-changing experience. Even though most home buyers must agree to a 15-year or 30-year mound of debt, they know that having a safe and comfortable home in a well-kept neighborhood is the American dream. Let’s face it, for…
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Cheap Life Insurance

How to Find Cheap Life Insurance

Don’t let the title fool you—by “cheap”, I mean the best value life insurance for your money. In this article, we’ll take a look at the most affordable selection of life insurance companies and their offerings for 2019. The Cheapest Life Insurance: Term Life When going with the most affordable option, we simply have to…
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Best Life Insurance

What is the Best Life Insurance For Me?

When people start considering getting life insurance, one of the first questions that pop up is: “What is the best life insurance?” Here’s the straight answer: The best life insurance is the one that fits your needs. I know that sounds rather obvious, and you’re probably expecting to receive an actual recommendation showing which insurance…
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