Life Insurance Information Including Quotes and Policy Info

General Life Insurance Information

What is Cremation Insurance?

When it comes to life insurance, most plans are designed to provide financial compensation to your loved ones when you’re gone. In almost all cases, the death benefit is a lump sum that can be used however your beneficiaries see fit. While traditional life insurance is suitable for a variety of situations, there are times…

The Pros and Cons of Cashing in Your Life Insurance Policy

Is it a bad idea to cash in your life insurance policy? Here are the pros and cons—-and everything else you need to know. Did you know that you can sell your life insurance policy for a lump sum amount? You sure can. However, it’s important to point out that cashing in your life insurance…

The Different Types of Disability Insurance

Your ability to make a living is your greatest asset, especially if you’re the family’s breadwinner. Having income protection when you become unable to work (due to an injury or illness) could save you from the pain and worry of not having money to pay for day to day expenses. “But I already have worker’s…

Is Disability Insurance Worth Your Money?

Think disability insurance is only for accidents and injuries? Think again. Read our comprehensive guide to learn everything you need to know about disability insurance (and if it’s actually worth your money). Picture this scene: You’re on a trip with your family and everyone is excited to swim in the nearby river. With your whole…

Return of Premium Life Insurance Policies: Pros and Cons

As you already know, life insurance is a necessity, particularly if you have loved ones who depend on you financially. However, when looking for the right policy, you may assume that the only options are either term or whole life insurance. After all, those are the most common plans available, accounting for over 95 percent…

Should I Have More Than One Life Insurance Policy?

The answer is, perhaps! There certainly are circumstances under which you might consider purchasing multiple life insurance policies. First, Why Does Someone Need Life Insurance? Here are the primary reasons someone takes out a life insurance policy: If you are the family’s breadwinner, it provides your family with income if you pass away. It provides…

7 Key Steps to Pass Your Life Insurance Medical Exam

Are you going through the life insurance underwriting process and looking for some tips on how to pass the life insurance medical exam? Well, you’ve come to the right place. We’re going to show you 7 key steps on how you can pass your life insurance medical exam the first time through. Before we get…

Indexed Universal Life Insurance, Good or Bad Investment?

Wondering if Indexed Universal Life Insurance might be right for you and your family? And if it is a good or a bad investment for you? This article will give you the information you need to know. Purchasing life insurance might not be the most pleasant thing to think about. If you’re young and healthy,…

How to Get Direct Term Life Insurance

If you’ve been shopping for a life insurance policy lately, you’ve probably stumbled upon one of these names: Haven Life, Ladder, Bestow, and Ethos. Their rising popularity in the last few years is due to their two main advantages over traditional insurance companies: Speed and convenience. One of the key reasons why people procrastinate on…