General Life Insurance Information

Life Insurance Retirement Plans: What They Are And How To Know If They Are Right For You

Planning for your retirement presents a dizzying number of options to choose from. There are literally hundreds of financial products that provide both the opportunity to build your nest egg and maintain its value. There has been a significant amount of buzz in the financial planning community recently regarding life insurance retirement plans (LIRPs).  To…
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What is the Medical Information Bureau for Life Insurance?

Applying for a policy includes ensuring your medical information is all correct. Read more on what is the medical information bureau for life insurance. When thinking about life insurance, you want to have all the facts that will get the best rates and results. And so does your insurance company! However, you also need to…
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Examples of Life Insurance Policies by Age

When it comes to buying life insurance, the most crucial factor influencing your rates is age. While there are plenty of other elements that can raise or lower your premiums, the older you are, the higher they’ll be.  Although it’s better to get a policy when you’re relatively young, don’t get discouraged. Life insurance is…
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The Difference Between Chronic and Critical Illness Life Insurance Riders

Wanting to know the difference between chronic and critical illness life insurance riders? We’ll show you everything you need to know. Life insurance policies protect the policyholder’s family from unexpected expenses after they pass away. While it’s a great security measure for many families, life insurance policies fail to help with expenses while the policyholder…
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Is Life Insurance an Asset?

Typically, the primary motivation for shopping for life insurance is to provide financial security for loved ones once you’re gone. However, depending on the policy you get, you may be able to take advantage of it while you’re still alive.  While not all life insurance can offer living benefits, some plans can allow you to…
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What Is a Second-To-Die Life Insurance Policy?

Exactly what is a second-to-die life insurance policy and is it the right fit for you? Learn more about this policy and if it fits your needs. As many already know, there are a lot of different types of life insurance policies available to the average customer. This is a good thing. What fits best…
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What are Life Insurance Paid-Up Additions?

Usually, the purpose of life insurance is to provide a substantial death benefit to loved ones. However, depending on the type of policy you have, it can come with additional advantages. One of these benefits is the ability to create cash value, which you can borrow as a loan or utilize to pay off premiums…
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Getting Life Insurance for My Parents

Life insurance is a valuable tool that can help protect your loved ones financially when you pass. However, while most individuals will shop around for policies for themselves, sometimes it’s necessary to get a plan for someone else.  In this article, we’re going to discuss the value of getting life insurance for your parents. We’ll…
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Living Benefits for Life Insurance

When shopping around for life insurance, the primary focus will be on how your loved ones will be protected once you pass. However, while the death benefit is a significant part of any policy, it’s not the only option available.  In this article, we want to discuss living benefits for life insurance. Understanding these add-ons…
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