General Life Insurance Information

The Pros and Cons of Infinite Banking

Instead of borrowing money from a bank, why not borrow from yourself? Here are the pros and cons to infinite banking and if it is right for you. If you need to get a loan, where do you turn? If you’re like most people, you’ll likely go to a bank, credit union, or other lending…
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Burial Insurance With No Waiting Period

Life insurance is the best way to provide financial security for your loved ones after you’re gone. However, while term and whole life insurance are the most common options, a third alternative is burial insurance.  In this article, we’re going to look at the basics of burial insurance, specifically about the waiting period involved. In…
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What to Expect in a Paramedical Exam

When buying life insurance, you’ll need to provide information about your medical history. Learn what to expect in a paramedical exam and how to prepare. If you’re at all familiar with life insurance, you know that part of the process is a medical exam. Whether you’re looking at term or whole life insurance, the company…
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Getting Burial Insurance for Parents

Typically, when looking for life insurance, you’re comparing policies and rates for yourself. However, while you do want to provide for your loved ones when the worst happens, you may also want to get coverage for those closest to you.  As we get older, we need to start thinking about the health and well-being of…
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How to Understand Life Insurance Illustrations

When it comes to buying life insurance, you want to make sure that you get the best coverage for your needs. Comparison shopping can already be kind of a hassle, but things get even more complicated when life insurance illustrations come into the mix.  Because these documents can be more than a little confusing to…
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Life Insurance Quotes for Seniors Over 85

Being over 85 can present various challenges trying to get life insurance. Learn what to expect when looking for life insurance quotes for seniors over 85. For the most part, the best time to get life insurance is when you’re young and healthy. That way, you can ace the medical exam, and you don’t have…
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What is Direct vs. Non-Direct Recognition Life Insurance?

Discover the difference between direct vs. non-direct recognition life insurance and how it affects your policy. Here is what you need to know. Generally speaking, when picking out a life insurance policy, the primary goal is to ensure that your loved ones get the money they need to maintain their lifestyle. No one wants to…
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Getting Burial Insurance When You’re Over 80

Discover how burial insurance after 80 might be an excellent option for your loved ones. Learn what you need to know here. For most people, getting life insurance is a smart financial decision. After all, you want to make sure that your loved ones are taken care of if something were to happen to you.…
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What To Do As a Life Insurance Beneficiary

Typically, when we talk about life insurance, it’s in regards to finding the right policy for you and your loved ones. However, the conversation is typically from the side of the policyholder. However, what if you’re the beneficiary of someone’s life insurance? What do you do, how do you file a claim, how long do…
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