High Risk Life Insurance Questions

High Risk

Life Insurance with An Enlarged Heart

Enlarged hearts are a condition caused by left ventricular hypertrophy and are linked to some major heart problems. This is serious enough in itself, however, the difficulties for people with enlarged hearts unfortunately do not end there. Life insurance companies are also much less likely to give you preferred ratings when you have left ventricular…

Term Life Insurance for Marijuana Users

As of 2019, more than half of the total US population support the legalization of marijuana. A total of 33 states have given their approval for its medicinal use. There are 10 states where marijuana is legal both for recreational and medicinal use, while 13 states had it decriminalized. But even with all this progress…

Life Insurance for Cancer Patients

If you’re diagnosed with cancer, then it can be more than a little overwhelming at first. Everything in your life can either seem trivial or far more important now, which can help you assess what matters most to you. Regardless of the situation, buying life insurance is a smart move, particularly because you want to…

Life Insurance with an Aortic Valve Disorder

These days, there is insurance coverage available for people with heart conditions like aortic valve disorders. While some people may not be approved for a life insurance policy with these conditions, many of them certainly will. Millions of Americans have aortic valve disorders. The severity and causes of your disease will determine the type of…

Life Insurance After Heart Bypass Surgery

Having heart issues is scary enough for some people. Being faced with something like heart bypass surgery is even scarier. While rates of bypass surgery have reduced over time, it is still quite common. And if you haven’t gotten around to getting life insurance yet, you might be worried. Getting life insurance after heart bypass…

Life Insurance with Atrial Fibrillation

Atrial fibrillation, AFib, and AF all mean the same thing. AFib is a heart condition that affects close to 3 million Americans each year. What is atrial fibrillation? It’s a condition where your heart doesn’t beat correctly. This irregular heartbeat is called an arrhythmia. Some people notice the arrhythmia in their heartbeat, and some don’t.…

Life Insurance with Mitral Valve Disorders

People with heart conditions tend to think that they won’t be able to get approved for a life insurance policy. While that may be the case for some, more often than not, there is coverage available. Mitral valve disorders are diagnosed in about five million Americans each year. The type of life insurance and the…

Getting Life Insurance with Anemia

A lot of people may have heard of anemia, but aren’t really sure what it is or how to get life insurance with anemia. As with any health condition, having this health issue can affect your chances and rates. First, let’s talk some facts about anemia: It affects over 3 million Americans each year It…

Life Insurance after Cardiac Catheterization

Getting approved for life insurance is not always easy. If you are healthy with no issues, it might be. But for the majority of people, it can be confusing and scary. Especially if you’ve had a heart procedure done. For some, they fear that a cardiac catheterization can cause them to not be eligible for…