High Risk Life Insurance Questions

High Risk

Life Insurance Approval with a Defibrillator

Getting insurance for people with heart problems is significantly more difficult compared to those on a better health class rating simply because of the higher health risk involved. What are your chances of getting life insurance approval with a defibrillator (ICD) or pacemaker installed? Here’s the quick answer: You can still get approved for life…

Life Insurance With An Atrioventricular Block

When you are diagnosed with a health condition, especially one related to the heart, it can cause you to panic if you’re trying to find life insurance with an atrioventricular block. Finding the right life insurance policy, going through the application process, and getting approved can seem overwhelming. Let us calm your fears and help…

Applying for Life Insurance with Thrombocytopenia

Some people think that once they are diagnosed with thrombocytopenia or any disease, it automatically disqualifies them for life insurance. They give up before they even try, wrongly assuming that the company will take one look at their application and stamp it with a big red DENIED! If you’re one of those people, we hope…

Getting Life Insurance with Heart Issues

Each year, 600,000 people die in the US because of heart disease, according to the Center for Disease Control and Prevention. It’s the number one cause of death in America, with 1 out of every 4 deaths being linked to a certain heart or cardiovascular disease. Based on these figures alone, it’s quite easy to…

How to Buy Life Insurance with Iron Deficiency Anemia

Have you been diagnosed with iron deficiency anemia and wonder how that affects getting a life insurance policy? Have you been diagnosed with iron deficiency anemia and wonder how that affects getting a life insurance policy? You are not alone. There are over 400 kinds of anemia and it affects over 3.5 million people just…

Getting Life Insurance with Cushing’s Syndrome

Trying to get life insurance with Cushing’s Syndrome does not mean you are automatically disqualified.. But the treatment, prognosis, and your current health are going to be the deciding factors on what coverage, if any, you’re able to get. Let’s find out more about Cushing’s syndrome and how to qualify for your best price when…

Can I Get Life Insurance If I Have a Heart Condition?

Have you recently suffered a heart attack or been diagnosed with a heart condition? If so, you may think that getting a life insurance policy when you have a heart condition is virtually impossible. Even with the potential unstableness of your ticker, you would be surprised at the options that are available (even if you…

Can I get Life Insurance if I have a Pacemaker?

To get straight to the point, the answer is yes you can get life insurance if you have a pacemaker. But, there’s much more to the story, so please keep reading. If you look back just a few decades, the response to this question was a “hard” no. However, technology has improved to the degree…

How do prescription medications affect getting life insurance?

You’ve done all the work – figured out how much life insurance you need, the type of product that best fits your situation, and you know what to do once the policy is issued. But what about the in-between; the part that happens once you zero in on the policy type and amount, and before…