NextGen Team

All Posts By NextGen Team

NextGen Life Insurance is a nationwide, independent agency that represents over 60 top A-rated life insurance companies on the market. We have no bias towards any particular company and do the shopping on behalf of our clients. At NextGen you can be sure that you are getting the best rate, with the best company, that fits your needs specifically. We never take the cookie cutter approach to buying life insurance.

Getting Life Insurance with High Blood Pressure

If you’ve found this page, then that means you or someone you love has high blood pressure and you’re worried about your (or their) chances of getting life insurance. If so, then you are in luck. We are here to tell you that not only CAN you get life insurance with high blood pressure, but…

What is Guaranteed Issue Life Insurance

You may have seen the commercials or gotten information in the mail about “no exam” or guaranteed issue life insurance and wondered if it was true. Can you really get life insurance with no health questions and an easy application process? The short answer is: Yes. There are two types of life insurance that allow…

Getting Life Insurance with Cervical Cancer

If you (or your spouse) has been diagnosed with cervical cancer recently or in the past, you may be wondering if you are eligible to get life insurance. The short answer: Yes! Of course, there are specific limitations. For instance, if you were recently diagnosed and haven’t gone through treatment yet, you will be denied…

Getting Life Insurance with an Irregular Heartbeat

When it comes to matters of the heart, people are understandably concerned with their chances of getting life insurance with an irregular heartbeat. Some conditions are considered mild and of no concern, while others are very serious and could get you denied. Having an irregular heartbeat, or arrhythmia, does not mean you will be denied…

Life Insurance Approval with a Defibrillator

Getting insurance for people with heart problems is significantly more difficult compared to those on a better health class rating simply because of the higher health risk involved. What are your chances of getting life insurance approval with a defibrillator (ICD) or pacemaker installed? Here’s the quick answer: You can still get approved for life…

Life Insurance With An Atrioventricular Block

When you are diagnosed with a health condition, especially one related to the heart, it can cause you to panic if you’re trying to find life insurance with an atrioventricular block. Finding the right life insurance policy, going through the application process, and getting approved can seem overwhelming. Let us calm your fears and help…

Cash Value in Life Insurance – What is it?

The cash value in life insurance, whether it’s whole life, variable, or universal life, is one of the main reasons why premiums are higher in this type when compared to term life insurance. See, in term life insurance, you only pay for the actual death benefit and nothing else. Permanent life insurance, on the other…

Mortgage Life Insurance | Do I Need It?

For most adults in America, purchasing your first home or finally purchasing your “dream” is usually a life-changing experience. Even though most home buyers must agree to a 15-year or 30-year mound of debt, they know that having a safe and comfortable home in a well-kept neighborhood is the American dream. Let’s face it, for…

Applying for Life Insurance with Thrombocytopenia

Some people think that once they are diagnosed with thrombocytopenia or any disease, it automatically disqualifies them for life insurance. They give up before they even try, wrongly assuming that the company will take one look at their application and stamp it with a big red DENIED! If you’re one of those people, we hope…